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Meet Rich Smith, RICP

The first thing you should know about me is that I Iove my work. It affords me the opportunity to make a meaningful difference in people's lives, and in a most important area: retirement security. I'm an adviser who prioritizes managing risks over virtually everything else. The reason is, unless risks are managed, an individual's financial future can be thrown into chaos. That is why Defined Benefit Life is so appealing to me. With it, I can bring my clients a greater level of lifetime financial security

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My Story

Rich was raised in Indianapolis, Indiana. His athletic prowess was evident from an early age. By the Time Rich graduated from high school, he had become an Allstate athlete in both baseball and football.

 

After graduating from high school, Rich and rolled at Boston University, where he graduated with Honors with a degree in economics. He was then admitted to Harvard Business School where he was named student of the year.

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Richard started his business career in 2000 with a leading financial services company based in of Boston. His commitment to excellence led him to earn the RICP designation.  states.

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Rich lives in Bostin with his wife Sheryl, and their twin girls, Fiona and Michelle.

The guarantees associated with annuities are subject to the financial strength of the issuing insurer and the specific terms and restrictions of the applicable policy or contract. The insurance features do not guarantee that the investment will not fluctuate in value.

Advisory services are provided through Creative Financial Designs, Inc., a Registered Investment Advisor, and Securities are offered through CFD Investments Inc., a Registered Broker/Dealer. Member FINRA & SIPC. 2704 South Goyer Rd., Kokomo, IN 46902 (765)453-9600. Richard D'Ambola & Associates LLC is independent of CFD companies.

(C)Copyright 2005-2023 Wealth2k, Inc. All rights reserved. The Income for Life Model is a registered trademark of Wealth2k, Inc.

Rich Smith is not affiliated with Wealth2k, Inc. 

WEALTH2K, INC. DOES NOT PROVIDE INVESTMENT ADVICE.
The projections or other information generated by The Income for Life Model calculator related to total returns are hypothetical illustrations of mathematical principles that do not predict or project the performance of an investment or investment strategy. The computations of future returns are based upon assumed variables and inputs made directly by the user and does not guarantee future results. Moreover, the computations do not reflect investment costs or taxes, if any.

The Income for Life Model, Hybrid Time-Segmentation and ROI Reliability of Income are registered trademarks of Wealth2k, Inc. Three Big Risks, Constrained Investor, What's My Income, What's Your Income? and Income Floor are trademarks of Wealth2k, Inc. Knowing Your Number is Not the Same as Knowing Your Income is a service mark of Wealth2k, Inc.

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Investing involves risk and you may incur a profit or a loss. There is no guarantee this model will perform as planned. If the model underperforms, the income levels and assets could be significantly reduced.

Purchase of an annuity contract through a qualified plan does not provide any additional tax-deferral benefits beyond those already provided through the plan. If you are purchasing an annuity contract through a plan, you should consider purchasing it for its death benefit, annuity options, and other non-tax-related benefits

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