
Meet Rich Smith, RICP
The first thing you should know about me is that I Iove my work. It affords me the opportunity to make a meaningful difference in people's lives, and in a most important area: retirement security. I'm an adviser who prioritizes managing risks over virtually everything else. The reason is, unless risks are managed, an individual's financial future can be thrown into chaos. That is why Defined Benefit Life is so appealing to me. With it, I can bring my clients a greater level of lifetime financial security
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My Story
Rich was raised in Indianapolis, Indiana. His athletic prowess was evident from an early age. By the Time Rich graduated from high school, he had become an Allstate athlete in both baseball and football.
After graduating from high school, Rich and rolled at Boston University, where he graduated with Honors with a degree in economics. He was then admitted to Harvard Business School where he was named student of the year.
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Richard started his business career in 2000 with a leading financial services company based in of Boston. His commitment to excellence led him to earn the RICP designation. states.
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Rich lives in Bostin with his wife Sheryl, and their twin girls, Fiona and Michelle.
The guarantees associated with annuities are subject to the financial strength of the issuing insurer and the specific terms and restrictions of the applicable policy or contract. The insurance features do not guarantee that the investment will not fluctuate in value.
Advisory services are provided through Creative Financial Designs, Inc., a Registered Investment Advisor, and Securities are offered through CFD Investments Inc., a Registered Broker/Dealer. Member FINRA & SIPC. 2704 South Goyer Rd., Kokomo, IN 46902 (765)453-9600. Richard D'Ambola & Associates LLC is independent of CFD companies.